Same great rates for new and existing customers with our mortgages
When you find your perfect home, Ulster Bank will help you with the right mortgage to match.
Whether you’re a first time buyer, home mover or looking to switch your mortgage, we have a wide range of great value mortgages to choose from.
We offer our mortgage customers:
- Same great mortgage rates for new and existing customers
- €1,500 towards the cost of your legal fees
- Mobile mortgage managers on hand to meet you at a place that suits you or video chat with you directly
- Open Saturdays in selected branches
Maximum loan to value is 90%.* Security and insurance required. Product fees may apply. Over 18s. Republic of Ireland residents and properties only. Offer includes Buy to Let. Minimum mortgage amount €40,000. Apply by 31st December 2017.
*For First Time Buyers and Switchers (with no top up) a maximum of 90% LTV will apply. For Home Movers a maximum LTV of 80% applies. These limits may vary. Buy to Let, Negative Equity mortgages and Mortgages in arrears are excluded from these LTV limits. Offer – Following mortgage drawdown €1,500 will be transferred into the customer’s current account from which the mortgage payment is made within two months. Payment will not be made if mortgage is not drawn down. Offer runs from 13th March 2015 to 31st December 2017 and can be withdrawn or extended at any stage at sole discretion of Ulster Bank. Mortgage Application must be submitted within this period to be eligible. €1,500 payment is a contribution towards the customer’s legal fees. Where legal fees have already been paid by the customer, the €1,500 is a reimbursement of fees incurred. Offer not available on home mover mortgage where entire balance is on an historic ported or 10yr Tracker product, Further Advance, Negative Equity, Retentions and Transfer of Title. Lending criteria, terms and conditions apply. Credit facilities subject to repayment capacity and financial status. The loan amount is not based on one fixed formula. Factors reflecting the repayment capacity of each applicant are individually assessed based on a combination of factors including qualifying income, net disposable income and existing commitments.
The above quotation is for illustrative purposes only. For more information visit www.ulsterbank.ie. Information correct as at 11/05/2017. Ulster Bank Ireland DAC is regulated by the Central Bank of Ireland.