Month: March 2009

Mortgages – Broker or Banker?

Mortgages – Broker or Banker?

Looking for a mortgage? Look beyond the bank. There was a time when you’d go straight to a bank to get your mortgage. But times have changed, and now there are many different mortgage deals and providers out there.

You can, of course, still go straight to your bank. Your branch will usually …

Beware Buying Off Plan

Beware Buying Off PlanSo you bought off the plan in “06/”07 at the height of the property boom, and now you”re going to end up owning a property that”s worth dramatically less than you thought?

Well, you could cut your losses and wave goodbye to your deposit. Might be better than ending up facing the dreaded negative equity. But if your heart is set on …

Tight-fisted or Clever?

Tight-fisted or Clever?

Keeping household bills low is a priority for everyone these days, especially for housemates who rent a property together. Most of us have heard the standard tips by now, like “reduce the central heating by one degree”; “wash at 35 degrees” and “boil only the amount of water you need in the kettle”.

Here are …

Should I Sell Now?

View Video Basically this answer comes down to two things: need & desire. If you want to sell your property for reasons such as upgrading…

Tax on your profit!

Tax on your profit!

If and when you decide to sell your investment property you will be taxed on any profit that you make.
This tax, that is, Capital Gains Tax or CGT for short, is set at 22% (since October 2008) therefore you will be liable to pay 22% tax on any “gain” that you make.

So a quick summary equates to: if you …

Music to our ears as ECB cut rates… again!

Music to our ears as ECB cut rates… again!

Music to our ears as ECB cut rates… again! My heart skips a beat with giddiness to hear another 50 points have been wiped clear off the board. The ECB kept up its recent record pace of interest rate reductions and brought its benchmark rate to rest at 1.5 per cent.

To sum it up, an extra saving of €50 of month should come about …

London Calling all Investors

London Calling all Investors

UK property prices drop by 40/50%. There’s never been a better time to buy across the water. Property prices in the UK have practically halved, interest rates continue to fall and the euro is worth 94 pence. No wonder European investors are flocking to London to snap up houses at bargain prices.

So, if you fancy putting any spare euro funds you …

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