Engagement between consumers and lenders led to 65,698 permanent mortgage restructures by the end of April, according to the latest figures from the Department of Finance.
This is an increase of 3,633 accounts compared to the end of Q1 2014 and 20,521 accounts compared to the end Q3 2013.
The number of mortgage accounts in arrears of greater than 90 days has fallen from 81,156 to 75,146, a drop of 6,010 accounts when compared to the end Q3 2013, and a fall of 3,289 when compared to end Q1 2014.
Total mortgage accounts in arrears (all arrears one day past due) continues to fall. The number of accounts in this category has fallen by 3,099 accounts when compared to the end of Q1 2014.
The number of split mortgages continues to increase with 11,157 split mortgages in place at the end of April.