Ulster Bank has became the latest lender to announce cuts to its fixed and variable mortgage interest rates.
The Bank has also announced the launch of a 60pc LTV fixed rate range.
It said it is now offering customers the ability to fix for as low as 3.65pc 4.2pc APR fixed over three-years up to 60pc LTV.
At the end of the fixed-rate term, rates revert to the standard variable rate of 4.3pc, APR 4.4pc variable.
The standard variable rate is being reduced by 0.20pc.
Jim Ryan, Head of Branch Banking at Ulster Bank said: “At Ulster Bank, we want to support customers to make the moves and decisions that are right for them. These lowest ever rates, which include a number of market leading rates, are providing us with a fantastic opportunity to help more customers buy their dream home, or save money on their existing deal by switching to us.
“The addition of a new LTV in our range offers a wider range of choice to both new and existing customers and is a further example of how we are aiming to be number 1 for customer service. We also have a wide range of support tools and materials available including 300 trained mortgage specialists, a free call back service and a series of online tools which borrowers can use to gather information about a possible mortgage with Ulster Bank before meeting a member of the team. We know that a new mortgage is an important life event for customers and that they value meeting someone face to face, we’re open for business and ready to help,” he said.