Articles Written By: The First Time Buyer

This author has written 79 articles

Mortgages – Broker or Banker?

Mortgages – Broker or Banker?

Looking for a mortgage? Look beyond the bank. There was a time when you’d go straight to a bank to get your mortgage. But times have changed, and now there are many different mortgage deals and providers out there.

You can, of course, still go straight to your bank. Your branch will usually …

Beware Buying Off Plan

Beware Buying Off PlanSo you bought off the plan in “06/”07 at the height of the property boom, and now you”re going to end up owning a property that”s worth dramatically less than you thought?

Well, you could cut your losses and wave goodbye to your deposit. Might be better than ending up facing the dreaded negative equity. But if your heart is set on …

Music to our ears as ECB cut rates… again!

Music to our ears as ECB cut rates… again!

Music to our ears as ECB cut rates… again! My heart skips a beat with giddiness to hear another 50 points have been wiped clear off the board. The ECB kept up its recent record pace of interest rate reductions and brought its benchmark rate to rest at 1.5 per cent.

To sum it up, an extra saving of €50 of month should come about …

Mortgage Relief Fast

Mortgage Relief Fast

Mortgage Relief Fast

Did you know that you are entitled to claim tax relief on the interest you pay on your home mortgage, at the standard rate of 20%?! Known as mortgage interest tax relief at source (TRS) means that from the commencement date to completion day of your loan you can receive monthly relief payments either in the form of a reduced mortgage …

Mortgage Repayment Protection

Mortgage Repayment Protection

Mortgage Repayment Protection Mortgage Repayment Protection has been thought of as ‘one of those’ extra insurances not to bother with. In the past you may have been advised to avoid if you could for signing up for a Mortgage Protection Payment. It was seen an extra cost that wasn’t overly necessary and money that could be used for something else and spent elsewhere.

This insurance will …

Am I Ready to Buy?

Am I Ready to Buy?

Am I Ready to Buy?

I know, I know there is a recession on outside but I have the ladder set up and I want to get on!
Even though the ‘R’ word has been repeated a few too many times there probably is no better time to buy than 2009! If you, like so many are ready to get the ball rolling you …

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